Car accidents are a common safety hazard that we face in our daily lives. According to the National Highway Traffic Safety Administration (NHTSA), 42,795 people died in motor vehicle accidents in 2022. There is also a large percentage of occupants that suffered serious injuries and property damage. A car accident can have a devastating impact on the life of occupants. While nothing can undo the accident, victims can seek full and fair compensation for their suffering.
Common Types of Car Accidents in Indiana
Each year, thousands of car accidents happen in Indiana. Unfortunately, many of these accidents lead to serious injuries or fatalities. It is not surprising that most car accidents in Indiana occur at intersections. The most common types of car accidents in Indiana include head-on collisions, rear-end collisions, rollovers, and side-swipe collisions. The state of Indiana has an extensive network of rural roadways, and one of the most common causes of accidents on these roads is trying to avoid hitting an animal.
Providing Liability
The liability for the accident is based on evidence such as photos or videos of the accident scene, witness statements, and police reports of the incident. While liability is easy to establish in some car accidents, other cases are more complicated. For example, in a rear-end collision, the driver in the rear is typically at fault for the accident.
However, establishing liability is not always so straightforward. There could be a lack of evidence, or there could be several parties that could potentially be liable for the accident. It is best to seek expert guidance from a car accident lawyer to help determine and prove liability for the accident.
Navigating Insurance Claims
Indiana is an “at-fault” state. This means that if the driver is found at fault for the accident, they will pay the other parties for the resulting damages. The damages for an accident are typically recovered from the insurance company of the at-fault party. If the coverage is insufficient, then you can file a claim with your insurance company to provide coverage based on your uninsured/underinsured motorist coverage.
All drivers in Indiana are required to have liability insurance which pays for medical bills and other types of damages in a car accident. An experienced attorney can help you with precise claim submission and negotiate with the insurance company for a fair settlement.
How Can a Car Accident Lawyer Help?
In the aftermath of the car accident, you should contact an attorney as soon as possible. The earlier you get an attorney involved, the faster they can resolve any disputes and get you fair compensation for your damages.
If you want to consult with an expert car accident lawyer, you can contact us at the law offices of Wagner Reese. Our injury attorneys in Indiana are well-versed in Indiana laws for car accidents and will carefully review your case to guide you to the best legal course of action. We are proud to be well-respected in the legal community and have an excellent track record of success.