If you are injured while on the job, but your employer is not liable, you may be able to file a third-party work injury claim. Third-party insurance coverage is offered through most workers’ compensation policies. This covers a wide variety of accidents, including situations in which an employee injures another individual who is not employed by the same company. It can also be used if you are injured at work due to the negligence of another person, manufacturer, or entity that is not your employer.
If you were injured at work but your employer is not at fault, you may still be able to recover compensation for your medical bills, lost income, and other damages. Reach out to our firm to discuss your case with our work injury attorneys in Indianapolis. At Wagner Reese, we are dedicated to helping victims of negligence fight for the full, fair compensation they are owed.
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When Can You File a Third-Party Claim?
Third-party liability can become an issue when a company employs individuals who frequently interact with other individuals and/or workers outside their own company, such as delivery drivers, set-up/display workers, visiting nurses, landscapers/lawn crews, custodial staff, construction workers, postal employees, and others. While they arise from a work injury, third-party claims are separate from workers’ compensation claims. In certain instances, you may be entitled to work comp benefits and compensation from the third party that caused your injury.
There are many instances in which an individual may be able to file a third-party work injury claim, including the following examples:
- A delivery truck driver who is hit and injured by another motorist while out on delivery
- An office worker who falls and breaks her arm due to defective stair railing
- A semi-truck driver who is involved in an accident as a result of defective truck tires
- A postal worker who is bitten by a dog while out on her route, resulting in serious injuries
- A coffee shop employee who suffers severe burns due to a defective espresso machine
- The family of a construction worker who is hit and injured by a drunk driver in a work zone
These are just some examples; there are many other instances in which you may be able to bring a third-party work injury or wrongful death claim. Our firm can help you determine if you have a case.
Schedule a Free Consultation Today
If you were injured while at work and you believe that a negligent third party is responsible, reach out to the experienced legal team at Wagner Reese. Since 1997, we have been fighting for the rights of injured workers and their families throughout the state of Indiana. We offer all our services on a contingency fee basis, meaning there is no upfront cost for you and you only pay if we secure compensation on your behalf. Our Indianapolis third-party work injury lawyers are available 24/7 and we can come to you if you are unable to make it to our office.
Were you injured at work due to the negligence of a third party? Contact Wagner Reese at to find out how we can help.