The Risk of A Denied Work Comp Claim
It’s true: not every work comp claim gets paid out. In an effort to curb incidents of those who take advantage of the system, over-cautious steps are often taken to avoid payouts for every work injury.
If you want to ensure that you get the most possible money you believe is owed when you’re injured on the job, here are a few things you should know about why work comp claims may get denied:
- There are differences in the initial claim and the medical reports: If you’ve claimed you were injured in a certain way, or that you are suffering symptoms that a doctor cannot confirm, the insurance companies can’t compensate for injuries that aren’t proven or documented.
- If you waited to claim your injury: You may have thought it wasn’t a big deal, or perhaps you were busy and just didn’t have time. If you hold off on reporting your injury, many states have laws exempting companies from having to pay if the reports aren’t made within a certain time frame. Don’t wait. If you’re injured, file a claim immediately.
- No one witnessed your injury: While it seems unfair, and in many cases is unfair, this “rule” keeps people from faking injuries and getting compensation for something that no one else was witness to. If you are truly injured and no one saw it, that doesn’t mean you won’t get compensation, it just means you’ll need a good attorney to help you prove your case.
- If you had any trace of illegal drugs in your system: Drug testing will be done by your doctor when a work injury is sustained, and if the tests come up positive, your employer and insurance company are likely off the hook from covering your expenses.
- If you got laid off or fired and then file a claim: Again, if you’re injured, file immediately. If you wait until you’re laid off or fired to file a claim against a former employer, you’ll be more likely denied any compensation.
Work Injury Attorneys – Fighting For Your Rights
The truth is, work comp is tricky, complicated, time consuming, and a hassle that no one likes to deal with. But you’ve been injured, and you deserve to be taken care of whether your employer or the insurance companies like it or not. You need someone on your side to get you the amount of compensation you deserve to properly take care of you, your injuries, and your family. Call the work comp attorneys at Wagner Reese and find out how we can assist you in recovering damages, at no out-of-pocket cost to you.
If you’ve suffered a work injury, talk to an experienced Indiana workers’ compensation attorney BEFORE attempting to settle your claim. You can reach us at (888) 204-8440.