What Injuries Are and Are NOT Covered by Workman's Compensation?
One of the most common things we discover among American workers is that they are not aware of what would and wouldn’t qualify them for workers’ compensation, should they be injured. Here are a few surprising facts you may not have known about what is and isn’t covered by work comp:
- First Aid Fixes: If your injury can be solved with the contents of a first aid kit, it likely isn’t severe enough to warrant a work comp claim. Cuts, scrapes, bruises, and the like are all minor injuries and won’t qualify you. However, if these types of injuries occur make sure they are treated promptly to avoid a minor injury possibly becoming much worse.
- Out of Office Injuries: Whether you are in your office or at your place of employment, if you are performing job tasks and become injured, you are still likely eligible for compensation.
- In Office/Off Duty Injuries: Did you know that if you’re injured while you’re “at lunch”, you aren’t likely eligible for work comp benefits? Similarly, if you are injured on the job due to negligence or bad behavior of your own cause, you probably won’t be able to file a claim.
- Mental Health or Long-Term Cumulative Injuries: If your job is strenuous enough to cause issues like PTSD, or if you have been exposed to hazardous chemicals or bad working conditions long enough to cause chronic health conditions, you may likely to have a work comp claim on your hands.
Surprised To Learn You May Qualify? Call Wagner Reese
It may surprise you to learn what is and is not covered by work comp, but it never hurts to ask a work injury attorney when you have questions about an injury. If you suffered an injury on the job, give us a call at (888) 204-8440 to schedule a risk and cost free consultation. Our work injury attorneys are waiting to speak with you and help you get the compensation you deserve.