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Do You Believe These Myths About Workers' Compensation?

Steve Wagner

1 – An employer’s’ responsibility is over after a compensation claim is paid.

We believe that an employer should begin their most important work after an employee has been awarded compensation. Why? Because the involvement of the employer after the injury has occurred can result in lowered numbers of lost work days for all employees, as well as help employees return to work on a limited basis. If your employer does not have a return-to-work program in effect, talk to your boss and encourage them to look into the statistics and money-saving benefits a program like this can offer.

2 – Insurance companies want to settle your claim quickly.

The truth is, many insurance companies may hope to put your claim on hold, in the hopes that your injuries will improve and your medical costs will decrease. But the likelihood is that your medical costs will continue to grow. The sooner you can get a knowledgeable attorney on your side to settle your claim, the better.

What if your injury does not improve, and you end up needing medical care for life? Or what if your injury is fixed and healed before the insurance company pays out your claim? You could end up with far less money that you deserve because the insurance company put your file on hold. Don’t let them!

3 – Workers’ Compensation costs are too high, and companies can’t afford their insurance premiums.

We hear the rumors flying around that spending for workers’ compensation has spun out of control, but the truth is, the companies who are negligent in implementing policies are the ones who end up spending much larger amounts of money and lose workers to permanent disability. When companies take charge of the compensation process without relying on labor unions or just following the state minimum requirements, costs are much more affordable. Preparing workers with safety training, having legitimate return-to-work programs, implementing processes for exactly what happens when an employee is injured, all of these things significantly reduce work comp costs, help keep employers’ premiums down, and help to protect workers.

4 – Your Work Comp claim won’t be settled, and it will be months or years before a court awards you compensation.

While this may be true for a very small fraction of cases, the majority of work comp cases are settled out of court, and most are settled relatively quickly. If it’s the money you’re worried about, Wagner Reese does not accept any payment from you for our services until after your claim is settled, ensuring your medical bills are paid, your cost of living is covered, and you are not left injured and in debt.

Work Comp Attorneys – Wagner Reese

There is a time limit on filing a workers’ compensation claim in Indiana, but if you have been injured within the last two years and you do not feel you received adequate compensation from your employer, or if your employer refused to compensate you for your injuries, the work comp attorneys at Wagner Reese are here to fight for your rights as an employee, and get you back on your feet after your injury. Call us today at (888) 204-8440 to schedule a free consultation with our attorneys.

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