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Who Foots the Bill in Auto Accidents?

Steve Wagner

The recent January 31 crash on Interstate 70 reported in the Indianapolis Star injured and trapped scores of motorists, and shut down the highway for hours. At least 20 semi trucks and 15 passenger vehicles were involved in the crash, and chaos took over, with damaged cars and injured motorists strewn across the highway. A majority of the victims sustained only minor bumps and bruises, but a few suffered very serious injuries.

One of the major questions that arise in such personal injury cases is “who pays the medical bills?” Hospitals will provide required treatment immediately, but will begin printing off bills soon after. Regardless of who is at fault, the fact that the hospital treated the victim would make the victim liable to pay the bill.

Indiana is a “fault” insurance state, meaning that it is up to the victims of road accidents to decide how best to claim compensation for damages. Most people who suffer injury in road accidents file a claim under their own insurance policy to settle the hospital bill, and pursue the claim against the aggressor’s insurance policy. This would invariably require filing a lawsuit against the erring driver, because the other party will almost never admit to guilt in a motor vehicle or truck accident.

A legal pursuit of compensation can be a long, drawn out process, requiring meticulous examination of all evidence, cross-examining witnesses, and trial by jury, and often a follow-up appeal case. It is only when the court finally declares the defendant “guilty” that his or her insurance company will pay to reimburse your money, and possibly pay additional damages, as per the decision of the court.

The services of an experienced auto accident injury attorney or truck injury attorney will help you in overcoming the hassles related to the lawsuit. The benefits of having an expert injury attorney on your side goes beyond just handling a lawsuit. A strong understanding of the insurance industry can add value to the case and increase your chances of obtaining maximum compensation.

Wagner Reese has a team of talented, competent, and experienced auto accident and truck injury attorneys with a track record of successfully pursuing claims and delivering compensation to clients. Contact us at (888) 204-8440 for a free Indiana motor vehicle accident consultation and more information on how we can help you get the compensation you deserve.


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